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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY

By using a GrizzlyQuote site, you are deemed to have agreed to all terms, conditions, use, and notices contained or referenced herein (the "Terms of Use"). GrizzlyQuote reserves its right, at its discretion, to update or revise these Terms of Use. You should check these terms of use periodically for changes. By accessing a GrizzlyQuote site after the posting of any changes to the terms of use, you acknowledge and agree to those changes, whether or not you have reviewed them.

Scope of Use



These terms of use apply to your use of all of the sites and services owned or operated by GrizzlyQuote, its operating entity Leidholm Technologies LLC., and its affiliates (collectively referred to in these terms of use as "GrizzlyQuote"). Unless we say otherwise, all references to the GrizzlyQuote sites in these terms of use include all such sites. These terms of use do not apply to your use of unaffiliated sites to which any of the GrizzlyQuote sites link to.

Restrictions on Use of Materials



The content of this site and any other GrizzlyQuote site is protected by copyright and trademark laws, and is the property of GrizzlyQuote and the respective business on any affiliated hosted business pages. Materials located within GrizzlyQuote sites may be accessed only for your use. You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create works from such materials or content or in any way exploit the material or content of a GrizzlyQuote site. This means, you may download copies of posted materials for business use only, so long as you neither change nor delete any author attribution, trademark, legend or copyright or other proprietary notices. When you download copyrighted material, you do not obtain any ownership rights in that material. As noted above, reproduction, copying, or redistribution of any material within a GrizzlyQuote site is strictly prohibited without the express written permission of GrizzlyQuote. You also may not, without GrizzlyQuote's permission, "mirror" any materials contained within any GrizzlyQuote site or any other service. Any unauthorized user of any material contained within any GrizzlyQuote site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Use of Services



You agree that (i)you will not engage in any activities related to the GrizzlyQuote that are contrary to applicable law, regulation or the terms of any agreements you may have with GrizzlyQuote; (ii) in circumstances where locations of GrizzlyQuote require identification, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals; (iii) you will not use any device, software, routine, file or other tool or technology, including but not limited to any viruses, trojan horses, worms, time bombs or cancelbots, intended to damage or interfere with the proper working of GrizzlyQuote or to surreptitiously intercept or expropriate any system, data or personal information from GrizzlyQuote; and (iv) you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure, including but not limited to denial of service attacks, "spam" or any other such unsolicited overload technique. You are responsible for: 1) maintaining the confidentiality of your username and password, 2) any and all transactions by persons that you give access to or that otherwise use such username or password, and 3) any and all consequences of use or misuse of your username and password. You agree to notify us immediately of any unauthorized use of your username or password or any other breach of security regarding the Services of which you have knowledge.

If you are a business entity, you agree that all officers, employees, agents, representatives and others having access to the username and/or password shall be vested by you with the authority to use the Services and legally bind you. You shall be responsible for all actions by current and former officers, employees, agents, representatives and others, regardless of whether authorized by you, that access the Services using the business' user name and password.

Products



The information, materials, products and services within GrizzlyQuote websites are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and approval of GrizzlyQuote and/or affiliated companies.

Links



These terms of use apply only to the GrizzlyQuote sites, and not to the sites of any other companies or organizations, including those to which any of the GrizzlyQuote sites may link. We are not responsible for the availability of any other site to which any of the GrizzlyQuote sites link. We do not endorse or take responsibility for the content, advertising, products or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site's administrator or web master. Permission must be granted by GrizzlyQuote for any type of link to any GrizzlyQuote site. To seek permission, submit your request in writing to: Web Marketing Manager, C/O GrizzlyQuote, 1644 Tom Williams Drive suite B, Fargo ND 58104. We reserve the right, however, to rescind any permission granted by us and to require termination of any such link to any of the GrizzlyQuote sites, in our sole discretion at any time.

Warranty



The services, products, information, materials, and functionality on any GrizzlyQuote site are provided "AS IS" and without warranties of any kind, either express or implied, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus or other harmful components. Neither GrizzlyQuote nor any of its affiliated companies warrant the accuracy, adequacy, completeness or timeliness of information, materials, products and services, or functionality on a GrizzlyQuote site or the error free use of a GrizzlyQuote site.

Neither GrizzlyQuote nor any of its affiliated companies nor any of its or their respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information, materials and functionality within a GrizzlyQuote site in terms of correctness, accuracy, reliability or otherwise.

Limitations on Liability



We will, under no circumstances, be liable for any damages, losses, or liabilities including without limitation, direct or indirect, incidental or consequential damages, losses, or liabilities, in connection with your use of a GrizzlyQuote site or your reliance on or use or inability to use the information, materials, products, services, or functionality on this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if GrizzlyQuote is advised of the possibility of such damages, losses, or expenses.

Security: Protection of Cardholder Data and Customer Data



GrizzlyQuote has implemented various measures, including appropriate administrative, technical and physical safeguards, designed to ensure the security and confidentiality of Customer Data, protect against anticipated threats or hazards to the security or integrity of such information, and protect against unauthorized access to or use of such information. Such measures may include, among others, encryption, physical access security and other appropriate technologies. GrizzlyQuote continually reviews and enhances its security systems, as necessary. GrizzlyQuote endeavors to comply with all such rules at all times.

Your Acceptance of These Terms by using any of the GrizzlyQuote sites, you acknowledge that you have read, understood, and agree to be bound by the Terms of Use. Please review the site's Terms of Use, and if you do not agree to the terms, do not use this site. Your continued use of any GrizzlyQuote site following the posting of changes to these terms will mean that you accept those changes.